Personal Savings & Investments

Georgia's Own Credit Union offers a variety of Personal Banking products with extremely competitive rates.

Personal Savings & Investments Services

Regular Savings

Regular Savings accounts make saving easy and include the flexibility of withdrawals, should you need them.

  • Free online banking
  • Interest compounded daily and credited quarterly
  • $100 minimum deposit to open
  • $1.00 quarterly service charge assessed if daily balance falls below $100

Money Market

Personal Money Market accounts offer five interest-earning tiers:

  • Tiers Daily Balance
  • $.01 – 4,999.99
  • 5,000 – 24,999.99
  • 25,000 – 49,999.99
  • 50,000 – 99,999.99
  • 100,000 + Greater
  • Minimum balance to open $100
  • Interest compounded daily and credited monthly

CDs

Certificate of Deposits feature competitive rates:

  • Interest compounds daily
  • Interest may be paid monthly, quarterly, semi-annually or annually
  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily to earn the Annual Percentage Yield

IRAs

We provide Traditional, Roth, SIMPLE, and SEP. Check our rates today by calling us at (770) 437-0004.

  • Interest compounds daily
  • Interest paid monthly, quarterly, semi-annually, annually
  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily to earn the Annual Percentage Yield
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Vinings Bank is now part of Georgia's Own Credit Union

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