Personal Loans

Our solution-based and thoughtful approach to each customer’s needs means unrivaled support and a true financial partnership.

Personal Loan Products

When it's time to finance the opportunity of your dreams, a college education or you just need to get through an unexpected emergency, expect loan options, guidance and credit services from Georgia's Own Credit Union. Whatever goal you're trying to achieve, one of our loan representatives will be happy to assist you in determining what loan option will work best for you.

Credit Cards

We offer our clients competitive credit card options for your lifestyle, delivering convenience and security.

learn more about the right card for you*

* Credit cards are subject to personal credit approval and terms and conditions of the Credit Card Agreement.

Home Equity Products

Whether you are paying for college, funding home improvements or financing another goal, Georgia's Own Credit Union Home Equity Products are secured by the equity in your home. We offer competitive rates and convenient access. Please visit: for more information.


At Georgia's Own Credit Union, we are proud to offer a variety of home loan options to suit your needs, competitive rates and outstanding, local customer service to ensure you get the best financing options available to you. Please visit: for more information.


Personal Installment Loans

At Georgia's Own Credit Union, we know that financial needs aren't one size fits all. Our personal loans can make anything from an exotic vacation to new living room furniture a reality you don't have to wait for. Call us today to find out how we can make dreams, big and small, come true sooner than you imagined.

Single Payment Loans

If you just need a short-term loan that you want to repay at a later date in a single payment, this is the solution for you. This type of loan gives you the ability to receive funds in advance with the repayment coming at a set future time. Take advantage of no monthly payment, a competitive interest rate and the fact that payment and interest are not due until maturity.

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Vinings Bank is now part of Georgia's Own Credit Union

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