Personal Banking

At Vinings Bank, we offer all the services you need to choose banking on your terms. With personalized attention from bankers who know you, you can select as much or as little as you need.

Personal Banking Services

Vintage Checking

Vintage Checking is our most popular, simple checking account, providing a host of services, with a minimum balance of $100.

  • No monthly fees
  • Unlimited check writing
  • Free online banking, including the ability to access all accounts and transactions, as well as the ability to transfer funds, pay bills online, and download capability to Quicken and Quickbooks
  • Free Visa debit card
  • Free official checks
  • No transaction fee at any other bank's ATM

Reserve Checking

Reserve Checking has two balance tiers from which to choose, with competitive interest rates to increase your balance, credited monthly.

  • Minimum balance to open account $100
  • Tier 1 - $.01 - $4,999.99 Daily Balance
  • Tier 2 - $5,000 + Daily Balance
  • No monthly fees
  • Unlimited check writing
  • Free online banking, including the ability to access all accounts and transactions, as well as the ability to transfer funds, pay bills online, and download capability to Quicken and Quickbooks
  • Free Visa debit card
  • Free official checks
  • No transaction fee at any other bank's ATM

Honors Checking

Honors Checking is an interest-bearing account offered to Public Service Personnel including Military, Law Enforcement, Teachers, and Health Care Providers. Interest is credited monthly.

  • Minimum balance to open $100
  • No monthly fees
  • Requires direct deposit
  • Unlimited check writing
  • Free online banking, including the ability to access all accounts and transactions, as well as the ability to transfer funds, pay bills online, and download capability to Quicken and Quickbooks
  • Free official checks
  • Free Visa debit card
  • No transaction fee at any other bank's ATM

Accounts are subject to approval.

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