Business Savings & Investments

Georgia's Own Credit Union was established to offer something unique by combining community-based banking expertise with services that create an environment that encourages both growth and prosperity.

Business Savings & Investment Services

Regular Savings

  • Free account, no monthly fees
  • Interest compounded daily and credited quarterly
  • Free online banking
  • $100 minimum deposit to open
  • $1.00 quarterly service charge assessed if balance falls below $100

Business Money Market

This account combines liquidity with competitive rates and may be the right choice if your business has growing balances.

  • Free online banking
  • Interest compounded daily and credited monthly
  • Minimum balance to open only $100
  • Tiers Daily Balance
    $.01 – 4,999.99
    5,000 – 24,999.99
    25,000 – 99,999.99
    100,000 – 249,999.99
    250,000 + Greater


At Georgia's Own Credit Union, a CD provides your savings with a guaranteed return, even during uncertain times. Enjoy financial security knowing your business funds are FDIC-insured up to the maximum allowable limits.

  • Compounding interest daily
  • Interest paid monthly, quarterly, semi-annually, annually
  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily to earn the Annual Percentage Yield


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Vinings Bank is now part of Georgia's Own Credit Union

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