WHAT DOES VININGS BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Vinings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Vinings Bank share?

For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes —
to offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposes —
information about your transactions and experiences

For our affiliates’ everyday business purposes —
information about your creditworthiness

For our affiliates to market to you

Call 770-437-0004 or go to www.viningsbank.com

What we do

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to rptect this information and we limit access to information to those emloyees for whom access is appropriate.

We collect your personal information, for example, when you

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Companies related by common ownership or control. They can be financial and non-financial companies.

• Vinings Bank has no affiliates.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Vinings Bank does not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Vinings Bank doesn't jointly market.