Vinings Bank
4135 Atlanta Road Smyrna,
Georgia 30080

Map / Directions

Phone:
(770) 437-0004
Fax: (770) 951-1155
Email:
Mailing Address
Vinings Bank
P. O. Box 725189
Atlanta, Georgia 31139

Lobby Hours
9:00 am - 4:00 pm
Monday - Friday

To report a lost or stolen ATM/Debit card during the normal business hours of Monday Friday, 8:30 am 5:00 pm, please call (866) 618-4123, otherwise please call (800) 554-8969 for immediate assistance.
 
Personal Banking

Vinings Bank offers a variety of Personal banking products with extremely competitive rates. We also offer free Internet Banking, free Online Bill Pay, and free worldwide ATM usage. Vinings Bank staff will provide you with professional and courteous service that you can rely on. Join us at Vinings Bank, a bank of possibilities. We would be happy to answer any questions you may have so contact us at (770) 437-0004 or email us at customerservice@viningsbank.com.

 Vintage Checking:

  • Minimum balance to open account $100
  • No Monthly Service Charges
  • Unlimited check writing
  • Free online banking
  • Free Bill Pay
  • Free Visa/Debit Card
  • Free Official Checks
  • No Transaction Fee at Another Bank’s ATM

 Reserve Checking:

  • Minimum balance to open account $100
  • Earns competitive interest rate
  • 2 tiers:
    • Tier 1 –$.01 - $4,999.99 Daily Balance
    • Tier 2 - $5,000 + Daily Balance
  • Interest credited monthly
  • No Monthly Service Charges
  • Unlimited check writing
  • Free online banking
  • Free Bill Pay
  • Free Visa/Debit Card
  • Free Official Checks
  • No Transaction Fee at Another Bank’s ATM

Honors Checking:  (Offered to Public Service customers (Military, Law Enforcement, Teachers, Health Care Providers)

  • Minimum balance to open $100
  • No Monthly Service Charges
  • Required Direct Deposit
  • $100+ minimum Daily Balance will earn interest
  • Interest Credited Monthly
  • Unlimited check writing 
  • Free Official Checks
  • Free online banking
  • Free  Bill Pay
  • Free Visa/Debit Card
  • No Transaction Fee at Another Bank’s ATM

 Personal Money Market

  • Tiers Daily Balance
    $.01 – 4,999.99
    5,000 – 24,999.99
    25,000 – 49,999.99
    50,000 – 99,999.99
    100,000 + Greater
  • Minimum balance to open $100
  • Six (6) transfers or withdrawals allowed monthly statement cycle, these six (6) transfers, may be by check, draft, or debit card, phone or internet.
  • $10.00 fee for each excessive withdrawal
  • Interest compounded daily and credited monthly

Regular Savings

  • $100 minimum deposit to open
  • 6 free withdrawals per quarter or statement cycle
  • $2.50 fee per each withdrawal in excess of six per quarter or statement cycle
  • $1.00 quarterly service charge assessed if daily balance falls below $100
  • Interest compounded daily and credited quarterly
  • Free online banking

Certificate of Deposits

  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily to earn the Annual Percentage Yield
  • Compounding interest daily
  • Interest may be paid monthly, quarterly, semi-annually, or annually

IRA’S – Traditional, Roth, SIMPLE, and SEP

  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily to earn the Annual Percentage Yield
  • Compounding interest daily
  • Interest may be paid monthly, quarterly, semi-annually, or annually

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© 2013 Vinings Bank. All Rights Reserved. Member FDIC. Equal Housing Lender. NMLS# 441207