Vinings Bank offers a variety of Personal banking products with extremely competitive rates. We also offer free Internet Banking, free Online Bill Pay, and free worldwide ATM usage. Vinings Bank staff will provide you with professional and courteous service that you can rely on. Join us at Vinings Bank, a bank of possibilities. We would be happy to answer any questions you may have so contact us at (770) 437-0004 or email us at customerservice@viningsbank.com.

 Vintage Checking (Free Checking):

• Minimum balance to open account $100
• No Monthly Service Charges
• Unlimited check writing
• Free online banking
• Free Bill Pay
• Free Visa/Debit Card
• Free Travelers Checks and Official Checks
• No Transaction Fee at Another Bank’s ATM

 Reserve Checking:

• Minimum balance to open account $100
• Earns competitive interest rate
• 2 tiers:
  • Tier 1 –$0 - $4,999.99 Daily Balance
    
  • Tier 2 - $5,000 + Daily Balance
• Interest credited monthly
• No Monthly Service Charges
• Unlimited check writing
• Free online banking
• Free Bill Pay
• Free Visa/Debit Card
• Free Travelers Checks and Official Checks
• No Transaction Fee at Another Bank’s ATM

Honors Checking:  (Offered to Public Service customers (Military, Law Enforcement, Teachers, Health Care Providers)

• Minimum balance to open $100
• No Monthly Service Charges
• Required Direct Deposit
• $100+ minimum Daily Balance will earn interest
• Interest Credited Monthly
• Unlimited check writing 
• Free Travelers Checks and Official Checks
• Free online banking
• Free  Bill Pay
• Free Visa/Debit Card
• No Transaction Fee at Another Bank’s ATM

 Personal Money Market

• Tiers Daily Balance
  $0 – 4,999.99
  5,000 – 24,999.99
  25,000 – 49,999.99
  50,000 – 99,999.99
  100,000 + Greater
• Minimum balance to open $100
• To earn interest, a minimum balance of $100 must be maintained daily.
• Six (6) transfers or withdrawals allowed monthly statement cycle, these six (6) transfers, no more than three (3) may be by check, draft, or debit card, phone or internet.
• Variable interest compounded daily and credited monthly

Regular Savings

• $100 minimum deposit to open
• 6 free withdrawals per quarter
• $2.50 fee per each withdrawal in excess of six per quarter
• $1.00 quarterly service charge assessed if balance falls below $100
• Interest compounded daily and credited quarterly
• Free online banking

Certificate of Deposits

• Minimum balance to open $500
• Minimum balance of $500 must be maintained daily
• Compounding interest daily
• Interest paid monthly, quarterly, semi-annually, annually

IRA’S – Traditional, Roth, SIMPLE, and SEP

• Minimum balance to open $500
• Minimum balance of $500 must be maintained daily
• Compounding interest daily
• Interest paid monthly, quarterly, semi-annually, annually

	Privacy Statement	Security Statement
Home     |     About Us     |     Personal Banking     |     Business Banking     |     Special Services News     |     Calculators      |     Careers      |     Consumer Information      |     Investor relations      |     Contact Us © 2008 Vinings Bank. All Rights Reserved.