Vinings Bank
4135 Atlanta Road Smyrna,
Georgia 30080

Map / Directions

Phone:
(770) 437-0004
Fax: (770) 951-1155
Email:
Mailing Address
Vinings Bank
P. O. Box 725189
Atlanta, Georgia 31139

Lobby Hours
9:00 am - 4:00 pm
Monday - Friday


To report a lost or stolen ATM/Debit card during the normal business hours of Monday Friday, 8:30 am 5:00 pm, please call (866) 618-4123, otherwise please call (800) 554-8969 for immediate assistance.
 
Business Banking

Vinings Bank offers a variety of Business banking products with extremely competitive rates. We also offer free Internet Banking and free Online Bill Pay. Vinings Bank staff will provide you with professional and courteous service that you can rely on. Join us at Vinings Bank, a bank of possibilities. We would be happy to answer any questions you may have so contact us at (770) 437-0004 or email us at customerservice@viningsbank.com.

Commercial Analysis:

  • Minimum balance to open $100
  • No charge for first check order
  • Free Online Banking with bill pay

IOLTA Accounts: Interest on Lawyers’ Trust Accounts (IOLTA) is a special account available to attorneys and law firms, for their escrow funds.

  • Tiers Daily Balance
    $.01 - $99,999.99
    $100,000 + Greater (Based on 65% of Fed Funds Rate)
  • Minimum balance to open $100

 Commercial Money Market

  • Minimum balance to open $100
  • Tiers Daily Balance
    $.01 4,999.99
    5,000 – 24,999.99
    25,000 – 99,999.99
    100,000 – 249,999.99
    250,000 + Greater
  • Variable interest compounded daily and credited monthly
  • Six (6) transfers or withdrawals allowed monthly statement cycle, these six (6) transfers, may be by check, draft, or debit card, phone or internet.
  • $10 fee for each excessive withdrawal
  • Free Online Banking

Regular Savings

  • $100 minimum deposit to open
  • 6 free withdrawals per quarter
  • $2.50 fee per each withdrawal in excess of six per quarter
  • $1.00 quarterly service charge assessed if balance falls below $100
  • Interest compounded daily and credited quarterly
  • Free online banking

Certificate of Deposits

  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily
  • Compounding interest daily
  • Interest paid monthly, quarterly, semi-annually, annually

IRA’S – Traditional, Roth, SIMPLE, and SEP

  • Minimum balance to open $500
  • Minimum balance of $500 must be maintained daily
  • Compounding interest daily
  • Interest paid monthly, quarterly, semi-annually, annualy

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© 2013 Vinings Bank. All Rights Reserved. Member FDIC. Equal Housing Lender. NMLS# 441207