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Vinings Bank offers a variety of Business banking products with extremely competitive rates. We also offer free Internet Banking, free Online Bill Pay, and free worldwide ATM usage. Vinings Bank staff will provide you with professional and courteous service that you can rely on. Join us at Vinings Bank, a bank of possibilities. We would be happy to answer any questions you may have so contact us at (770) 437-0004 or email us at customerservice@viningsbank.com.
Commercial Analysis:
- Minimum balance to open $100
- No charge for first check order
- Free Online Banking with bill pay
IOLTA Accounts: Interest on Lawyers’ Trust Accounts (IOLTA) is a special account available to attorneys and law firms, for their escrow funds.
- Tiers Daily Balance
$0 - $99,999.99 (See Rate Sheet)
$100,000 + Greater (Based on 65% of Fed Funds Rate)
- Minimum balance to open $100
Commercial Money Market
- Minimum balance to open $100
- Rates based on tiered daily balances
- Variable interest compounded daily and credited monthly
- Six (6) transfers or withdrawals allowed monthly statement cycle, these six (6) transfers, no more than three (3) may be by check, draft, or debit card, phone or internet.
- $10 fee for each excessive withdrawal
- Free Online Banking
Regular Savings
- $100 minimum deposit to open
- 6 free withdrawals per quarter
- $2.50 fee per each withdrawal in excess of six per quarter
- $1.00 quarterly service charge assessed if balance falls below $100
- Interest compounded daily and credited quarterly
- Free online banking
Certificate of Deposits
- Minimum balance to open $500
- Minimum balance of $500 must be maintained daily
- Compounding interest daily
- Interest paid monthly, quarterly, semi-annually, annually
IRA’S – Traditional, Roth, SIMPLE, and SEP
- Minimum balance to open $500
- Minimum balance of $500 must be maintained daily
- Compounding interest daily
- Interest paid monthly, quarterly, semi-annually, annualy
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© 2008 Vinings Bank. All Rights
Reserved.
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